Junior Credit Control Officer at Digaf Credit and Microfinance
Company Overview
Digaf Credit and Microfinance is a leading financial institution in Ethiopia dedicated to providing inclusive financial services to underserved communities and small businesses. By leveraging innovative credit scoring and robust risk management, Digaf Credit empowers entrepreneurs to grow their ventures. Joining the Digaf team means becoming part of a mission-driven organization that values integrity, financial excellence, and community impact.
Job Categories
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Primary Category: Finance Jobs
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Secondary Categories: Accounting Jobs, Banking & Microfinance, Graduate Trainee Programs
Introduction
Are you a recent graduate looking to kickstart your career in the financial sector? Digaf Credit and Microfinance is currently seeking a motivated and detail-oriented Junior Credit Control Officer to join our dynamic team in Addis Ababa. This is an incredible opportunity for someone with 0 to 1 year of experience to gain hands-on expertise in credit risk management, loan portfolio monitoring, and financial reporting within a supportive and fast-paced environment.
Job Description Summary
The role of a Junior Credit Control Officer is pivotal in maintaining the financial health of our institution. You will be responsible for ensuring that loan repayments are made on time and managing the risks associated with lending. This entry-level position is designed for high-potential individuals who are ready to dive deep into the mechanics of the Ethiopian microfinance industry.
Internal Link: Check out more Latest Jobs in Ethiopia to find your next career move.
Key Responsibilities of a Junior Credit Control Officer
As a Junior Credit Control Officer, your daily tasks will involve a mix of analytical review and proactive communication. Your core duties include:
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Monitoring Loan Repayments: Keep a close watch on scheduled payments and identify any irregularities or delays immediately.
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Follow-up on Overdue Accounts: Contact clients with delinquent accounts to negotiate repayment plans and resolve payment issues.
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Risk Management Support: Assist senior officers in evaluating credit risks and implementing strategies to minimize non-performing loans (NPLs).
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Portfolio Performance Reporting: Prepare regular, detailed reports on the status of the loan portfolio for management review.
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Inter-departmental Coordination: Work closely with the legal and operations teams to handle complex delinquent accounts and ensure compliance with financial regulations.
🖼️ Image 1: Office Environment
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Image Description: A professional modern office setting in Addis Ababa where financial professionals work.
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Alt Text: Digaf Credit and Microfinance Junior Credit Control Officer team working in Addis Ababa.
Requirements and Qualifications
To be considered for the Junior Credit Control Officer position, applicants must meet the following criteria:
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Education: A Bachelor’s Degree (BA) in Accounting, Finance, Economics, or a related business field from a recognized university.
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Experience: 0–1 year of relevant experience. This makes it an ideal role for fresh graduates.
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Analytical Mindset: Ability to interpret financial data and identify trends in repayment behavior.
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Communication: Excellent verbal and written communication skills in Amharic and English.
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Problem-Solving: A proactive approach to resolving payment disputes and helping clients find viable financial solutions.
Essential Skills for Success
Beyond formal education, we look for candidates who possess:
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Technical Proficiency: Strong grasp of accounting principles and statistical tools.
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Attention to Detail: Precision in reporting and monitoring is non-negotiable in credit control.
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Integrity: High ethical standards when handling sensitive financial information.
Why Join Digaf Credit and Microfinance?
Working as a Junior Credit Control Officer at Digaf offers more than just a paycheck. We provide a path for career progression in the banking sector. You will receive mentorship from seasoned finance professionals and gain exposure to the latest financial technologies used in Ethiopia’s growing microfinance landscape.
🖼️ Image 2: Company Logo
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Image Description: Official logo of Digaf Credit and Microfinance.
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Alt Text: Digaf Credit and Microfinance Junior Credit Control Officer Job Opportunity.
🖼️ Image 3: Financial Growth
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Image Description: A graph showing financial growth and credit management success.
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Alt Text: Credit Control and Risk Management career growth at Digaf Credit.
How to Apply
If you are ready to start your career as a Junior Credit Control Officer, follow these steps to submit your application:
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Prepare Your Documents: Ensure you have an updated CV (Resume), a tailored Cover Letter, and copies of your educational certificates ready.
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Draft Your Email: Use “Application for Junior Credit Control Officer – [Your Name]” as the subject line.
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Submit: Send your application materials to the following email address:
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Email: hr.admin@digafcredit.com
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Company Address: Digaf Credit and Microfinance Head Office, Addis Ababa, Ethiopia.
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Deadline: All applications must be submitted by May 10, 2026.
Pro Tip: Highlight any internships or university projects related to debt management or financial analysis in your cover letter to stand out!
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Job Settings Section
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Notification Email: contact@earnzon.com
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Posted By: Earnzon Team
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Company: Digaf Credit and Microfinance
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Job Categories: Accounting, Finance, Economics
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Job Expiration Date: May 10, 2026
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Salary Offer: Competitive / As per Scale
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Total Years Experience: 0 – 1 Year
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Closing Date: May 10, 2026
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Job Type: Full-Time / Permanent
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Location: Addis Ababa, Ethiopia
External Link: For more information on the Ethiopian financial sector regulations, visit the National Bank of Ethiopia.
